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Critical
Illness
Insurance

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Guaranteed Acceptance for $20,000 of TMA Member Critical Illness Insurance - No Questions Asked.*

At TMA Insurance Trust we believe that when you are sick, you need to focus your energy on getting well -- not on dealing with a financial crisis. A Critical Illness policy from TMA Insurance Trust will provide you with a lump-sum, tax-free cash payment sent directly to you.**

Between January 25th and February 28th, TMA Members under age 65 qualify for $20,000 of TMA Member Critical Illness coverage. Acceptance is guaranteed. No health questions will be asked. See our video for details.

Help fill the gaps in your health insurance coverage with TMA Member Critical Illness insurance. Click the button below to enroll easily online, no questions asked.

ACTIVATE YOUR COVERAGE

Or you can call 800-880-8181, 8:00 AM - 5:00 PM CST, Monday - Friday to discuss your needs with one of our licensed insurance advisors. Or provide your contact information to set up a consultation.

Speak with a TMA Insurance Trust Advisor:

We were created and are exclusively endorsed by the Texas Medical Association

*The offer of $20,000 of TMA Member Critical Illness Insurance with guaranteed acceptance is only available to new participants. Current participants in the TMA Member Critical Illness Insurance Plan are not eligible for this $20,000 guaranteed acceptance offer.

**Under current Federal Income Tax rules, the benefit is generally free from income tax because premiums are paid by the participant with after-tax dollars (IRC Section 104).

This coverage is not health insurance coverage (often referred to as "Major Medical Coverage").

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.

Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential's Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at the time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.

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© 2025 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST